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AETNA GLOBAL HEALTH, INC.
International employees are those employees
stationed outside the borders of the United States of America for a
period of six months or longer.
Eligibility / Enrollment
PSCs and TCNs are eligible to join the plan.
Coverage will begin on the 1st day of
the month following 30 days of employment. Each subsequent open season
will be 30 days prior to the anniversary date of October 1 (September
1 through September 30, annually). Employees may join at any time when
meeting one or more of the following qualifying events: (1) change in
marital status; (2) birth of a child; (3) change in job status for
employee or spouse; (4) transfer from a U.S. jobsite to an
International jobsite.
Medical Plan Basics
This plan is a PPO Plan that covers you and your
dependents anywhere in the world. You may access the Aetna PPO
network while in the U.S., or you may see a doctor of your choice.
Internationally, you are covered for medical benefits 24 hours a day,
365 days per year. See below for further details.
Dental Plan Basics
This indemnity dental plan covers you and your
dependents both domestically and internationally. In the U.S.
you may visit the licensed dentist of your choice.
Internationally, you may file a claim for dental treatment received
from a licensed and or certified practitioner. You may not
choose the dental coverage without being covered by the medical as
well.
Prescription Drug Benefits
The medical plan includes coverage for
prescription drugs. In the U.S., you may use a network pharmacy
and only pay the associated co-payment. Internationally, drug
coverage is based on a reimbursement of expenses for prescribed
medications.
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Summary of Aetna Global Benefits |
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Click here for printable PDF file of the features below |
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Plan Features |
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Care provided
OUTSIDE THE U.S.A. |
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Care provided
WITHIN THE U.S.A. |
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Care provided by
Preferred Provider |
Care provided by
Non-Preferred Provider |
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Deductible Limits - Paid by Member
(per calendar year) |
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Individual |
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$100 |
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$100 |
$300 |
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Family |
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$300 |
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$300 |
$900 |
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Inpatient Hospital Deductible |
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$0 |
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$0 |
$250 |
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Coinsurance Limits - Paid by Member (per calendar year)* |
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Individual |
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$500 |
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$500 |
$1,500 |
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Family |
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$1,500 |
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$1,500 |
$4,500 |
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*Does not include outpatient prescription drug expenses |
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Lifetime Maximum |
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$1,000,000 |
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$1,000,000 |
$1,000,000 |
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Physician Services |
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Non-surgical office visits -
excluding A/D/MN |
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90% |
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100% - $10 copay |
70% |
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Other Charges |
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90% |
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90% |
70% |
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Hospital Services |
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Inpatient |
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90% |
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90% |
70% |
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Outpatient |
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90% |
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90% |
70% |
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Other Medical Expenses |
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90% |
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80% |
80% |
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Alcohol, Drug Abuse, Mental Disorders |
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Inpatient - 30 days calendar year max |
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90% |
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90% |
70% |
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Outpatient - $5,000 per lifetime |
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80% |
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80% |
80% |
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Skilled Nursing Facility |
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Inpatient - 120 days calendar year max |
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90% |
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90% |
70% |
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Hospice Care |
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Inpatient - 30 days per lifetime |
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90% |
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90% |
70% |
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Outpatient - $5,000 per lifetime |
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90% |
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90% |
70% |
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Home Health Care |
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Outpatient - 120 visits calendar year max |
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90% |
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90% |
70% |
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Wellness |
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Routine Physical Exams
(includes immunizations);
see schedule of details below |
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90% |
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100% - $10 copay |
70% |
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Schedule of details - Routine Physical Exams:
•Children up to age 18: 6 exams in first 12 months of life; 2
exams in 13th - 24th months of life; 1 exam every 12 months
thereafter |
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•Children age 18+ and adults up to age 65: 1 exam every 24 months |
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•Adults age 65+: 1 exam every 12 months |
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Routine Gynecological Exams &
Pap Smears |
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1 annual exam and pap smear |
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Routine Mammograms
(females age 40+) |
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1 screening per calendar year |
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Routine Digital Rectal Exam (DRE) & Prostate Specific Antigen
(PSA) Test (males age 40+) |
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1 test per calendar year |
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Routine Hearing Exam |
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1 exam every 24 months |
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Routine Eye Exam |
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100% benefit with 1 exam every 24 months |
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Eyewear |
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100% benefit with no deductible up to $100
maximum every 24 months |
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Prescription Drugs (includes contraceptives) |
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80% |
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100% after copay* |
80% |
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*Using the U.S. Aetna Pharmacy Management Network - $10 generic /
$20 brand name |
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Maternity Expenses |
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90% |
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90% |
70% |
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Covered as any other medical expense and is provided for an
employee and spouse and all female family members. Pregnancy
benefits do not continue to be payable after coverage ends except
in the event of total disability. In addition, coverage is
provided for diagnosis and treatment of underlying cause(s) of
infertility. |
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Emergency Assistance Services |
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100% with no deductible |
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Medical Emergency Services |
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Evacuation, provider referrals, transportation after evacuation,
confinement visitation, return of dependent children, emergency
medication, vaccine and blood transfers, hospital deposit and
emergency cash advance and repatriation. |
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Non-Medical Emergency Services |
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Legal referral assistance, translation services, travel
assistance, emergency message transmittal, assistance with travel
documents (lost or stolen passports; obtaining visas). |
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Plan Document and Summary of Coverage
The following Adobe Acrobat files contain the
current health and dental plan Plan Document and Summary of
Coverage. These documents include in-depth descriptions regarding
topics such as levels of coverage for health and dental benefits,
eligibility descriptions, claim policies, and numerous other topics.
Aetna Global
Plan Booklet 2005.pdf
Summary of Coverage 2005.pdf
2009 2010 PSC
Health Plan
International Plan Rate Chart (Monthly) |
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Monthly
Premium |
Bi-Weekly
Premium |
COBRA Premium |
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Employee/Single |
$416.60 |
$208.30 |
$424.93 |
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Medevac |
$6.09 |
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Employee & Spouse |
$833.20 |
$416.60 |
$849.86 |
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Medevac |
$12.17 |
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Employee & Child(ren) |
$769.52 |
$384.76 |
$784.91 |
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Medevac |
$8.40 |
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Family |
$1,360.44 |
$680.22 |
$1,387.65 |
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Medevac |
$18.38 |
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Medevac is included in price but shown here for
billing purposes. |
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How do I join?
1.
Read and acknowledge disclaimer box found below.
2. Complete the International Application Form that pops
up after signing disclaimer below. Submitted files are subject
to review and verification of employment from the respective branch
administrator. Please allow three business days for
processing and verification.
For PSC employees of USAID
You will need to sign and complete the Salary Reduction Agreement form
(SF 1198) Section A and return this form to your Controller.
Click here to download Form SF 1198 in Adobe PDF format. (Use
back button on the browser to return to this page)
For PSC employees of OBO
You will need to complete the following Salary Reduction
Agreement form (SF 1199) and return this form to Abolade (AB)
Thomas at OBO.
You may forward the form via fax to 703-875-5771. AB’s
mailing address is as follows:
Abolade Thomas, OBO/RM/EX/HR U.S. Department of State (SA-6), Room
L200,
Rosslyn, VA 22209 Please allow for sufficient
delivery time if mailing.
Click here to download Form SF 1199 in Adobe PDF format. (Use
back button on the browser to return to this page.).
For PSC Employees of INL
You will need to complete the following Salary
Reduction Agreement form (SF 1199) and return this form to
Barbara Stevenson at INL. You may forward the form via fax
to 202-776-8989. Barbara’s mailing address is as
follows: Barbara Stevenson, U.S. Dept. of State 2340 E Street, N.W. South
Building, SA-4, Washington, D.C. INL/RM/HR 20036. Please allow
for sufficient delivery time if mailing.
Barbara's phone number is 202-776-8735 and her fax is
202-776-8989. e-mail is
stevensonba@state.gov.
** No
coverage will commence until payment of first month premium is
received. ***
Ongoing Payment Method
All subsequent
premiums will be made via direct deposit from payroll deductions, in
the amount of 50% of the premium per pay period. All premium payments
are made with after – tax dollars.
Cancellation Policy
Benefits will be
cancelled automatically if payment is not received within 30 days of
the due date. All premium payments after the initial enrollment MUST
be made via direct deposit from payroll deductions.
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Disclaimer
This benefit is not a Department of State
sponsored benefit. The employee is responsible for prepaying
premiums. Salary reduction is the only acceptable way of paying
premiums after the initial enrollment session. If premiums are not
received within 30 days of due date, coverage will be terminated
back to the last paid-through date.
[If you agree to these terms please click
"AGREE" below to go to the enrollment form, fill out all the
requested information applicable to your situation and, after
checking the information thoroughly, click on the SUBMIT button at
the bottom of the page.] |
AGREE – GO TO APPLICATION
DISAGREE
(be sure to use your browser "back"
button to return here from enrollment
form)
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We are sorry. You must agree to these
conditions in order to proceed to the Enrollment form. Please click on
the “UP” button to go back to AGREE, or click on “HOME” to
exit.
Or please send us a question below.
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If you have any questions about this information please fill in box
below with your question(s) Click on Submit (once)
and we will give you a reply within 48 hours. Your email address is
required so we can respond to you.
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