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International Plan
 

AETNA GLOBAL HEALTH, INC. 

International employees are those employees stationed outside the borders of the United States of America for a period of six months or longer. 

Eligibility / Enrollment 

PSCs and TCNs are eligible to join the plan. 

Coverage will begin on the 1st day of the month following 30 days of employment. Each subsequent open season will be 30 days prior to the anniversary date of October 1 (September 1 through September 30, annually). Employees may join at any time when meeting one or more of the following qualifying events: (1) change in marital status; (2) birth of a child; (3) change in job status for employee or spouse; (4) transfer from a U.S. jobsite to an International jobsite.


Medical Plan Basics

This plan is a PPO Plan that covers you and your dependents anywhere in the world.  You may access the Aetna PPO network while in the U.S., or you may see a doctor of your choice.  Internationally, you are covered for medical benefits 24 hours a day, 365 days per year.  See below for further details.

 

Dental Plan Basics

This indemnity dental plan covers you and your dependents both domestically and internationally.  In the U.S. you may visit the licensed dentist of your choice.  Internationally, you may file a claim for dental treatment received from a licensed and or certified practitioner.  You may not choose the dental coverage without being covered by the medical as well.

 

Prescription Drug Benefits

The medical plan includes coverage for prescription drugs.  In the U.S., you may use a network pharmacy and only pay the associated co-payment.  Internationally, drug coverage is based on a reimbursement of expenses for prescribed medications.

Summary of Aetna Global Benefits
Click here for printable PDF file of the features below
Plan Features Care provided
OUTSIDE THE U.S.A.
Care provided
WITHIN THE U.S.A.
  Care provided by
Preferred Provider
Care provided by
Non-Preferred Provider
Deductible Limits - Paid by Member
(per calendar year)
   
Individual $100 $100 $300
Family $300 $300 $900
Inpatient Hospital Deductible $0 $0 $250
 
Coinsurance Limits - Paid by Member (per calendar year)*    
Individual $500 $500 $1,500
Family $1,500 $1,500 $4,500
*Does not include outpatient prescription drug expenses    
 
Lifetime Maximum $1,000,000 $1,000,000 $1,000,000
 
Physician Services
Non-surgical office visits -
excluding A/D/MN
90%   100% - $10 copay 70%
Other Charges 90% 90% 70%
 
Hospital Services
Inpatient 90% 90% 70%
Outpatient 90% 90% 70%
 
Other Medical Expenses 90% 80% 80%
 
Alcohol, Drug Abuse, Mental Disorders
Inpatient - 30 days calendar year max 90% 90% 70%
Outpatient - $5,000 per lifetime 80% 80% 80%
 
Skilled Nursing Facility
Inpatient - 120 days calendar year max 90% 90% 70%
 
Hospice Care
Inpatient - 30 days per lifetime 90% 90% 70%
Outpatient - $5,000 per lifetime 90% 90% 70%
 
Home Health Care
Outpatient - 120 visits calendar year max 90% 90% 70%
 
Wellness
Routine Physical Exams
(includes immunizations);
see schedule of details below
90%   100% - $10 copay 70%
Schedule of details - Routine Physical Exams:
•Children up to age 18: 6 exams in first 12 months of life; 2 exams in 13th - 24th months of life; 1 exam every 12 months thereafter
•Children age 18+ and adults up to age 65: 1 exam every 24 months
•Adults age 65+: 1 exam every 12 months
 
Routine Gynecological Exams &
Pap Smears
1 annual exam and pap smear
 
Routine Mammograms
(females age 40+)
1 screening per calendar year
 
Routine Digital Rectal Exam (DRE) & Prostate Specific Antigen (PSA) Test (males age 40+) 1 test per calendar year
 
Routine Hearing Exam 1 exam every 24 months
 
Routine Eye Exam 100% benefit with 1 exam every 24 months
Eyewear 100% benefit with no deductible up to $100
maximum every 24 months
 
Prescription Drugs (includes contraceptives) 80%   100% after copay* 80%
*Using the U.S. Aetna Pharmacy Management Network - $10 generic / $20 brand name
 
Maternity Expenses 90% 90% 70%
Covered as any other medical expense and is provided for an employee and spouse and all female family members.  Pregnancy benefits do not continue to be payable after coverage ends except in the event of total disability. In addition, coverage is provided for diagnosis and treatment of underlying cause(s) of infertility.
 
Emergency Assistance Services 100% with no deductible
Medical Emergency Services Evacuation, provider referrals, transportation after evacuation, confinement visitation, return of dependent children, emergency medication, vaccine and blood transfers, hospital deposit and emergency cash advance and repatriation.
Non-Medical Emergency Services Legal referral assistance, translation services, travel assistance, emergency message transmittal, assistance with travel documents (lost or stolen passports; obtaining visas).

Plan Document and Summary of Coverage 

The following Adobe Acrobat files contain the current health and dental plan Plan Document and Summary of Coverage.  These documents include in-depth descriptions regarding topics such as levels of coverage for health and dental benefits, eligibility descriptions, claim policies, and numerous other topics.

Aetna Global Plan Booklet 2005.pdf

Summary of Coverage 2005.pdf

                                                          
2009 2010 PSC Health
Plan
International Plan Rate Chart (Monthly)
  Monthly Premium Bi-Weekly Premium COBRA Premium
Employee/Single  $416.60 $208.30 $424.93
Medevac $6.09    
Employee & Spouse $833.20 $416.60 $849.86
Medevac $12.17    
Employee & Child(ren) $769.52 $384.76 $784.91
Medevac $8.40    
Family $1,360.44 $680.22 $1,387.65
Medevac $18.38    
Medevac is included in price but shown here for billing purposes. 

How do I join?

1.      Read and acknowledge disclaimer box found below.

2.   Complete the International Application Form that pops up after signing disclaimer below.  Submitted files are subject to review and verification of employment from the respective branch administrator.   Please allow three business days for processing and verification. 

For PSC employees of USAID

You will need to sign and complete the Salary Reduction Agreement form (SF 1198) Section A and return this form to your Controller Click here to download Form SF 1198 in Adobe PDF format. (Use back button on the browser to return to this page)

For PSC employees of OBO

     You will need to complete the following Salary Reduction Agreement form (SF 1199) and return this form to Abolade (AB) Thomas at OBO.  You may forward the form via fax to 703-875-5771.  AB’s mailing address is as follows:       Abolade Thomas, OBO/RM/EX/HR U.S. Department of State (SA-6), Room L200, Rosslyn, VA 22209 Please allow for sufficient delivery time if mailing.

Click here to download Form SF 1199 in Adobe PDF format. (Use back button on the browser to return to this page.).

For PSC Employees of INL

You will need to complete the following Salary Reduction Agreement form (SF 1199) and return this form to Barbara Stevenson at INL.  You may forward the form via fax to 202-776-8989.  Barbara’s mailing address is as follows:    Barbara Stevenson, U.S. Dept. of State 2340 E Street, N.W.  South Building, SA-4, Washington, D.C. INL/RM/HR 20036.  Please allow for sufficient delivery time if mailing.   Barbara's phone number is 202-776-8735 and her fax is 202-776-8989.  e-mail is stevensonba@state.gov.

 ** No coverage will commence until payment of first month premium is received. ***

Ongoing Payment Method

All subsequent premiums will be made via direct deposit from payroll deductions, in the amount of 50% of the premium per pay period. All premium payments are made with after – tax dollars.

Cancellation Policy

Benefits will be cancelled automatically if payment is not received within 30 days of the due date. All premium payments after the initial enrollment MUST be made via direct deposit from payroll deductions. 

Disclaimer

This benefit is not a Department of State sponsored benefit. The employee is responsible for prepaying premiums. Salary reduction is the only acceptable way of paying premiums after the initial enrollment session. If premiums are not received within 30 days of due date, coverage will be terminated back to the last paid-through date.

[If you agree to these terms please click "AGREE" below to go to the enrollment form, fill out all the requested information applicable to your situation and, after checking the information thoroughly, click on the SUBMIT button at the bottom of the page.]

AGREE – GO TO APPLICATION                                          DISAGREE
(be sure to use your browser "back"
button to return here from enrollment                     
form)                                                                        

 

 

We are sorry. You must agree to these conditions in order to proceed to the Enrollment form. Please click on the “UP” button to go back to AGREE, or click on “HOME” to exit.
Or please send us a question below.

 

If you have any questions about this information please fill in box below with your question(s) Click on Submit (once) and we will give you a reply within 48 hours. Your email address is required so we can respond to you.

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