Plan Basics
An eligible employee may enroll in the Voluntary Dental Plan during the same periods in which they may enroll in the health care plans. Either for coverage beginning on the first of the month following 30 days of employment, or during the January open season.
**Be advised that at this time, Dental Insurance is not reimbursed under PSC Contracts**
Voluntary Dental Plans may work in a slightly different manner than regular employer based group dental plans. Given the fact that they are voluntary, insurance companies include a waiting period on some benefits. Please be sure to review the link to the summary for a more extensive list and discussion of the benefits and waiting periods under this policy.
The following is an executive summary of the dental plan, and below that is a link with a more in depth list of benefits and exclusions. This plan is a PPO plan, meaning that benefits are payable for claims both in and out of the dental network offered through CareFirst. The network of dentists may be found at www.carefirst.com.
Short Summary of Dental Plan Benefits
| Annual Deductible: | $50 individual $150 family |
| Annual Benefits Maximum: | $1500 per person |
| In Network Coverage | Out of Network Coverage | |
| Preventive Care | 100% ( Ded. Waived) | 100% (ded. Waived) |
| Basic Care | 80% after deductible | 80% after deductible |
| Major Care | 50% after deductible | 50% after deductible |
| Orthodontic (18 and under) | No orthodontia benefits are included in this plan. | No orthodontia benefits are included in this plan |
Here is a detailed summary of benefits, exclusions, and waiting periods. Summary of Benefits Traditional Dental